They are now claiming I owe them $507 and will start auto debiting my account the payments I WOULD have had if I made the purchase through them. You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the Chat feature from the homepage. On top of another $15 processing fee. Credova is the worst. The item I was buying was 600.00 and I would have been paying back 1002.00. Please be aware, all purhcases must be picked up from your local FFL dealer. I didn't have to go through miles of red tape. Terms of service can be found at www.credova.com Review credova disclosures and offer details within the Credova API. Do you mind reaching out to our support team via email at info@credova.com and referencing this review? It's obvious that this company is very predatory. We're excited for whatever adventure you choose next! Why pay for the full purchase upfront when you can have smaller monthly payments? -Team Credova. Keep in mind that you may quickly take care of a number of routine account updates, such as paying your bill and checking your balance through CREDO Mobile's helpful short codes or by simply signing into CREDO Mobile member services. It has been two months since they have been notified of this and still their collections debt is on my credit report. I can truly appreciate what they do and while the APR is high, which is understandable, you have 90 days to pay it off or you can let it go for the life of the loan. now I'm receiving phone calls from financial that the credova loan was paid in full bur account was left open until Feb 28th and $1.50 accumulated lucky for me I screen shot everything and keep records because I'm a small business now knowing I will not use credova on my website very disappointing. It's also obvious that Credova utilizes fake reviews on this site (and probably others) because their terms are so bad only a shill would rate them anything over a one star. Each time I called Credova, the agent was friendly, knowledgeable, and helpful. A lot of places nowadays dont offer layaway or if they do its only 45 days. Hi Randy, We appreciate you taking the time to leave us your feedback, we always value all questions, concerns, and suggestions our customers leave us. Applying for Credova was easy. If you ever need assistance or have any questions, please don't hesitate to reach out to us at 833-273-3682 and we'd be happy to assist you! .y oy complaint is that I'd you want to pay early or do a separate transaction, they will charge you ten dollars, but hey, they gotta make money too. A closed-end consumer lease agreement doesnt have an interest rate but rather charges monthly leasing fees. OH MY GOD AVOID THIS LIKE THE PLAGUE!!!! Do not I repeat do not use Credova i found out the hard way that I should of read reviews and read a little further In to the fine print you will pay 2 times the cost of what your buying the charge you double what the item is by the time you pay it off I spent 400 and some change and was told my pay was 900 and some change days after purchasing through These crooks I could have paid cash but was stupid thinking I was keeping money in my wallet while getting what I wanted by using credova only to realize I just spent twice the amount I wanted to stay away from them pay cash or use someone else you dont need what ever it is that bad run run as fast as you can ! Advertise about no interest. In the Non-Bank Financial Service category. This is not how to do business CREDOVA I hope you get ahold of me because Im not paying tell I get some answers. Now they are saying I need to pay ******** financial services. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Rainier Arms on Twitter Im happy that they approved me for my purchase, but with their option I purchased something that was 1600$ financed and the amount that will have been paid at the end was 3800$. Hi Hermi, thanks for reaching out to us here. Reply from Credova. Thank you for writing the team. You purchase something for $900 and over 12 months you will pay 1600. Note that complaint text that is displayed might not represent all complaints filed with BBB. I was wrong. Hope to hear from you! Be aware that Credova will charge a $10 fee when making any payment online. Great customer service. The first 2 payments were correct. View contacts for Credova to access new leads and connect with decision-makers. Hope to hear from you! Welcome to Credova Enter your phone number. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Every purchase has been smooth and quick. Wont be using Credova again. You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the chat feature from the homepage. Were sorry to hear that your experience with us was not exactly as you had hoped, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. In the Non-Bank Financial Service category. For Shoppers Ready, set, go! With a RISC, you are purchasing the titem and agreeeing to make installment payments over a specific term plus any associated interest rate. -Team Credova. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. You think you will purchase something and pay it off early. Here are 8 tips for writing great reviews. 531A Upper Cross Street #04-95, Hong Lim Complex, Singapore, 051531 SINGAPORE +65-82127414 inquiry@credevo.com Copyright @ 2015-2023 credevo.com Terms and conditions Privacy Policy If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. I paid an extra 180 something dollars to put towards the loan that I didnt need but I was just trying to pay it off faster, so I want to know if Im getting that money back and also if my contract is done. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. However, payments over the phone or online will always incur a $10 charge. But that's the price you pay if you want a firearm that you desire. VERY DECEPTIVE COMPANY. All Rights Reserved. I checked them out and decided NOT to use them. The 3rd payment they only took the minimum amount due and charged me the interest for the entire purchase. Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront. Get the Credova App Scan the QR code to launch the app store. But for small purchases. Will not use Credova again, Hi Bob, Thank you for writing the team. So I paid off early (within 2 months) hoping to save some money and use them again. United States Have a great day. Will NOT be using this service nor recommending it in the future.Reply to Credova. If Credova was more like Affirm for example (where I have had numerous of purchases and pay on time AND have spent over $5000 in the past year) this Company would be a 5+ star rated place to go to, and would profit way more. -Team Credova. Credova Financial, LLC, NMLS ID 1818530. Credova Reviews | Read Customer Service Reviews of credova.com The only reason I was considering using Cordova was, I was having an issue with by bank card and was wanting the item now. Scam. By entering your phone number and submitting this form, you consent to receive marketing text messages (such as promotion codes and cart reminders) from AMD at the number provided, including messages sent by autodialer. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Review the Credova Privacy Policy found at www.credova.com/privacypolicy. Hi Tardieu, thank you for the thoughtful recommendation. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! Thanks for taking the time to leave us a review. Hi Ian, Thanks for taking the time to write us here. . Most of the desirable firearms are pretty expensive and though I have cash available I dont like to spend it so its a nice option to use the credit. 2504 Auburn Way N. We were able to see that a member of our support team has been in touch and was able to accommodate any concerns. We also ensure all reviews are published without moderation. Section 609 of the fair credit reporting act. This is actually a Zero star review. Credova Reviews | Read Customer Service Reviews of credova.com - Trustpilot